Property Development Finance
Flexible finance solutions for UK property development
Market leading finance rates
Residential & commercial property
Finance for purchase & refurb up to 85% LTV
Award Winning Service
Finance from £100,000 to £100m
Development Exit Finance
Property Finance Solutions
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Property finance solutions for UK developers
Fast, flexible finance
Our success stories
Through our market knowledge, we can deliver enhanced, bespoke or exclusive terms based on your requirements.
Capital raised
£900k
Low Cost Drawdown Bridging Loan For Development Exit
Our client was an experienced developer working on an ambitious project in Kent - the conversion of a social club into four flats, plus four new houses in a ground-up development.
With Christmas approaching and completion deadlines looming, the client needed clear guidance and a cost-effective solution for raising the £900k required to finish the development.
Through our finance partners we secured an 18 month bridging loan at 0.63% pm meeting the Christmas deadline.
Capital raised
£1.5m
Loan For Property Renovations On £6m Hampshire New Build
Our clients initially came to us seeking a bridge loan to help complete renovations on their new build property in Hampshire – this property was valued already at £6M, and with renovations taken into account, the GDV (Gross Development Value) was sitting at £9.25M. If they could continue to fund the renovations through a bridge loan, then they would be able to finish the property on time.
We prioritised resolving this case and securing finance as quickly as possible and often responded out of hours to ensure the clients were up to speed and in the loop.
Capital raised
£140k
Bridging Loan to Fund Simultaneous Property Developments
Bridging loans can provide crucial flexibility for property developers managing multiple projects, especially when traditional mortgage options are unavailable due to incomplete constructions.
Capital raised
€1.5M
€1.5M Bridging Loan to Refurbish Luxury Spanish Villa
We were approached by a company that owned two contemporary villas in sunny Marbella, Spain.
One was ready to go on the market, and the other was being refurbished before our clients sold it.
Our clients wanted to raise finance quickly to:
- pay off the mortgage on one of the properties
- and refurbish the other before selling (making sure they achieved the maximum value from the sale)
Our team searched the market for lenders that would be able to accommodate a case like this. We used a funder with clients across Europe, and we were able to secure an offer for the loan amount they needed while keeping a competitive rate.
Be one of our success stories
Frequently asked questions
We're happy to answer any questions or queries you might have when it comes to your enquiry. Here are some that our other clients found useful.
What is Development Exit Finance?
Development exit finance is a type of bridging loan for property developers who have already completed most, if not all, of their project milestones. It’s a helpful way to save costs and maximise your potential profit opportunity.
Property development exit finance allows you to:
- Fund the final stages of your development project
- Repay an existing loan and save money on interest while the property sells
- Raise additional funds to market the property
- Access short-term relief to avoid rushing a sale below value
- Invest in your next development project
What Can Refurbishment Bridging Finance Be Used For?
Refurbishment finance is designed to support small development projects. It's different from property development finance, which is another ball game that generally applies to ground-up developments.
So, if you're a landlord or looking to flip a property, you can apply for refurbishment finance for the following:
- Refurbishment costs on commercial or residential property
- Minor cosmetic alterations such as redecoration, a new bathroom or kitchen
- EPC improvements
- Plumbing and drainage work
- Rewiring and electrical work
- Major structural changes, extensions, and change-of-use conversions, i.e. from commercial to residential (typically requiring planning permission)
How Much Can I Borrow to Refurbish a Property?
Why Clifton Private Finance?
We are award-winning independent mortgage brokers, who specialise in smoothing the complexity of the mortgage process at every turn.
As an independent brokerage, we work for you, not the lender. Our advisers focus on listening to your unique scenario and providing you with the best finance solution for you today, and for your future.
We can help you:
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Understand what kind of mortgage you're eligible for and how much you can borrow.
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Feel comfortable with how the process works and what the costs will be.
On your behalf, we will:
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Compare rates across the entire market (from private lenders to high street banks)
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Negotiate the best deal for your circumstances
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Guide you through the application process
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Help you arrange your valuation(s)
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Liaise with your solicitor to sort the paperwork
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Chase through your application your new home is secured.
Christine T
Property Developer
This is the second time in 18 months I’ve used Clifton Private Finance for bridging finance. They are very good at pushing things over the line, being clear about terms and finding good deals. They know the whole bridging finance market like the back of their hands. No doubt I’ll go back and use them again for the next one.
